Terms and Conditions

1. Eligibility

• You must be at least 18 years old and a resident of India to use our services.
• You must provide accurate and complete information for account registration and investment profiling.

2. Services Provided

• We provide investment recommendations based on your risk profile and financial data.
• With your explicit consent, we retrieve your credit bureau report from authorized bureaus.
• Our platform may offer access to third-party financial products, subject to their respective terms and conditions.

3. User Obligations

• You agree to provide true and accurate information for financial assessment and recommendations.
• You are responsible for maintaining the confidentiality of your account credentials.
• You must comply with all applicable financial regulations and laws.

4. Consent and Data Usage

• By using our services, you consent to the collection, processing, and sharing of your personal and financial data as outlined in our Privacy Policy.
• You may withdraw consent for credit bureau retrieval at any time by contacting us.

5. Investment and Financial Risks

• We do not guarantee returns on any investment recommendations.
• Market risks apply, and you acknowledge that investment decisions are your sole responsibility.
• We do not provide personalized tax or legal advice; consult a professional before making investment decisions.

6. Fees and Payments

• Certain services may involve fees, which will be communicated transparently.
• Payments for premium services are non-refundable unless stated otherwise.

7. Termination of Services

• We reserve the right to suspend or terminate your account if you violate these Terms.
• You may close your account at any time by notifying us in writing.

8. Limitation of Liability

• We are not liable for any financial losses arising from investment decisions based on our recommendations.
• We do not guarantee the accuracy or completeness of third-party financial data.
• Our liability is limited to the extent permitted by Indian law.

9. Third-Party Links and Services

• Our platform may contain links to third-party services. We are not responsible for their content or practices.
• Any transactions with third parties are solely between you and the respective entity.

10. Amendments to Terms

• We may update these Terms periodically. Continued use of our services constitutes acceptance of the revised Terms.

11. Governing Law and Dispute Resolution

• These Terms are governed by the laws of India.
• Any disputes shall be resolved through arbitration or the appropriate courts in [Jurisdiction].

12. Contact Information

For any queries regarding these Terms, contact us at: