If you love to travel and are looking for a credit card that truly rewards your wanderlust, the HSBC TravelOne Credit Card could be your perfect companion. Launched to cater to Indian travelers who seek global convenience, rewards, and privileges, this card stands out with a unique combination of travel benefits and flexible reward redemptions.
Why the HSBC TravelOne Credit Card is Great for Travelers
1. Reward Points That Travel With You
Earn 2 reward points per ₹100 spent on domestic transactions and 3 points per ₹100 on international spending. These points can be transferred 1:1 to leading airline and hotel partners such as British Airways Executive Club, Singapore Airlines KrisFlyer, Air India Flying Returns, and more.
2. No Foreign Currency Markup
One of the rare Indian cards to offer zero forex markup, the HSBC TravelOne lets you spend abroad without the typical 3.5% foreign exchange fee. This makes it ideal for frequent international travelers.
3. Complimentary Airport Lounge Access
Enjoy 12 complimentary domestic airport lounge visits per year and international lounge access via Priority Pass, which is provided free for the first year. The card also offers low-cost guest access and special discounts on lounge programs.
4. Free Travel Insurance and Medical Cover
The card provides overseas travel insurance, lost baggage coverage, and emergency medical protection when you book tickets using the card.
5. Milestone Benefits
You get bonus reward points on reaching annual spend milestones. It's a great incentive for users who prefer using one card for most transactions.
6. EMI and Travel Booking Perks
The card often comes with offers for travel bookings on partner platforms, zero-cost EMIs, and dining privileges worldwide.
Fees and Charges
- Joining Fee:₹4,999 + GST
- Renewal Fee:₹4,999 + GST
- Fee Waiver:Spend-based renewal fee waiver available at INR 8 Lakhs
Final Verdict
The HSBC TravelOne Credit Card offers unmatched value for international travelers who want flexibility, rewards, and premium travel experiences. Its zero forex markup, wide network of airline and hotel partners, and lounge access make it a strong contender in the premium travel card segment in India.
If you're a frequent traveler, this card is definitely worth considering.
Visit financialhealth.co.in for more expert reviews and tips on choosing the best credit cards in India.