If you're a frequent flyer within India, finding the right credit card to save money on flights and earn rewards can make all the difference. One of the top choices for domestic flyers is the HDFC Bank IndiGo 6E Rewards Credit Card series, co-branded with IndiGo Airlines.
🧠Why Choose a Travel Credit Card for Domestic Flights?
Domestic travel in India is booming, and with airlines like IndiGo offering extensive coverage, frequent flyers stand to benefit significantly from cards that offer:
- Flight discounts
- Reward points on bookings
- Priority services and add-ons
- Complimentary vouchers and perks
The HDFC-IndiGo credit cards offer just that—tailored benefits for IndiGo flyers with unmatched value.
🎉 Overview of HDFC IndiGo Credit Cards
| Feature | 6E Rewards | 6E Rewards XL |
|---|---|---|
| IndiGo Booking Rewards | 2.5% 6E Rewards | 5% 6E Rewards |
| Other Spend Categories | 1–2% | 2–3% |
| Welcome Benefit | Free IndiGo flight ticket + 6E Prime | Free IndiGo flight ticket + 6E Prime |
| Annual Fee | â‚ą500 + GST | â‚ą1,500 + GST |
| Airport Lounge Access | ❌ | ✅ 4/year |
| Fuel Surcharge Waiver | âś… | âś… |
| Reward Redemption | Book IndiGo flights, add-ons | Book IndiGo flights, add-ons |
đź’¸ How 6E Rewards Work
6E Rewards are points you earn through spending, which can be redeemed for:
- Booking IndiGo flight tickets
- Seat selection, meals, baggage add-ons
- Partner platforms like dining and entertainment
1 6E Reward = â‚ą1 in redemption value (on IndiGo services).
🛂 Eligibility Criteria
| Criteria | 6E Rewards | 6E Rewards XL |
|---|---|---|
| Age (Salaried) | 21–60 years | 21–60 years |
| Monthly Income | â‚ą50,000+ | â‚ą1,00,000+ |
| Self-Employed Income | â‚ą7.2L+ per year | â‚ą12L+ per year |
| Credit Score | 720+ (recommended) | 750+ (recommended) |
🧳 Who Should Get These Cards?
Occasional Travelers
If you travel 3–4 times a year, the basic 6E Rewards Card offers good value without high fees.
Frequent Flyers
If you take monthly flights or travel for business, the 6E Rewards XL Card is worth the upgrade for lounge access and accelerated rewards.
đź“ť Final Verdict
For domestic travel, especially with IndiGo Airlines, these cards are arguably the best in their class.
âś… Why HDFC-IndiGo Credit Cards Are Worth It:
- Great return on IndiGo spends
- Welcome vouchers cover joining fee
- Travel-related perks tailored to Indian flyers
- Seamless redemption process
💡 Pro Tip: Pair this card with a fuel rewards card or cashback card for other daily expenses—maximize your savings and build a strong credit score.
Frequently Asked Questions
Can I use the 6E Rewards for any airline?
No, 6E Rewards are redeemable only on IndiGo flights and its platform add-ons.
Is it worth upgrading to the XL version?
Yes, if you travel frequently and can benefit from lounge access and higher reward rates.
How to apply for the HDFC IndiGo credit card?
You can apply at https://www.financialhealth.co.in/credit?category=airlines.