IDFC FIRST WOW! Credit Card
IDFC FIRST Bank
The IDFC FIRST WOW Credit Card is a secured, lifetime-free credit card designed to help individuals build or improve their credit history. Backed by a fixed deposit (FD), it offers a range of benefits tailored for first-time credit card users, students, homemakers, and those without a stable income or credit score.
✅Who Should Get This Card?
✅Who Should Get This Card?
- First-time credit card users looking to start their credit journey.
- Individuals without regular income: students, homemakers, or freelancers.
- Frequent international travelers (zero forex markup fees).
- Budget-conscious users: no annual fees and straightforward rewards.
🚫Not Ideal For
- High spenders seeking premium benefits.
- Individuals unable to open a fixed deposit.
- Users seeking high credit limits without collateral.
📝Eligibility Criteria
- Age: 18 years or older.
- Residency: Indian residents with a current and permanent residential address.
- Fixed Deposit: Minimum FD of ₹20,000 in cumulative or auto-renewal mode.
- Exclusions: FDs opened by HUFs, partnership firms, societies, trusts, minors, or jointly held accounts are not eligible.
✅Who Should Get This Card?
- First-time credit card users looking to start their credit journey.
- Individuals without regular income: students, homemakers, or freelancers.
- Frequent international travelers (zero forex markup fees).
- Budget-conscious users: no annual fees and straightforward rewards.
📝Eligibility Criteria
- Age: 18 years or older.
- Residency: Indian residents with a current and permanent residential address.
- Fixed Deposit: Minimum FD of ₹20,000 in cumulative or auto-renewal mode.
- Exclusions: FDs opened by HUFs, partnership firms, societies, trusts, minors, or jointly held accounts are not eligible.
Joining and Annual Fees
•Joining Fee: ₹0
•Annual Fee: ₹0