IDFC FIRST SWYP Credit Card
IDFC FIRST Bank
✅Who Should Get This Card?
✅Who Should Get This Card?
- Young Professionals & Millennials: Individuals aged 21–35 who prioritize flexibility in payments and value-added perks.
- Digital Natives: Users who frequently engage in online shopping, food delivery, and travel bookings.
- Budget-Conscious Spenders: Those who prefer converting large purchases into manageable EMIs.
- Referral Enthusiasts: Individuals keen on leveraging referral programs for additional benefits.
🚫Not Ideal For
- High Net-Worth Individuals: Those seeking premium travel benefits like international lounge access or concierge services.
- Cashback Seekers: Users who prefer straightforward cashback over a points-based rewards system.
- Minimal Spenders: Individuals who may not meet the spending thresholds to maximize milestone rewards.
📝Eligibility Criteria
- Age: Salaried Individuals: 21 to 60 years; Self-Employed Individuals: 25 to 60 years.
- Income: Minimum monthly income of ₹25,000.
- Employment Status: Both salaried and self-employed individuals are eligible.
- Credit Score: A good credit score, preferably 700 or above.
- Citizenship: Indian citizens.
- Documentation: Identity Proof: Aadhaar Card, PAN Card, or Passport; Address Proof: Driving License, Passport, Utility Bill, or Bank Statement; Income Proof: Latest salary slips or Income Tax Returns (ITR).
✅Who Should Get This Card?
- Young Professionals & Millennials: Individuals aged 21–35 who prioritize flexibility in payments and value-added perks.
- Digital Natives: Users who frequently engage in online shopping, food delivery, and travel bookings.
- Budget-Conscious Spenders: Those who prefer converting large purchases into manageable EMIs.
- Referral Enthusiasts: Individuals keen on leveraging referral programs for additional benefits.
📝Eligibility Criteria
- Age: Salaried Individuals: 21 to 60 years; Self-Employed Individuals: 25 to 60 years.
- Income: Minimum monthly income of ₹25,000.
- Employment Status: Both salaried and self-employed individuals are eligible.
- Credit Score: A good credit score, preferably 700 or above.
- Citizenship: Indian citizens.
- Documentation: Identity Proof: Aadhaar Card, PAN Card, or Passport; Address Proof: Driving License, Passport, Utility Bill, or Bank Statement; Income Proof: Latest salary slips or Income Tax Returns (ITR).
Joining and Annual Fees
•Joining Fee:
•Annual Fee: