IDFC FIRST Classic Credit Card
IDFC FIRST Bank
An entry-level credit card offering 10X rewards and no annual fee in the first year, perfect for first-time credit card users.
✅Who Should Get This Card?
✅Who Should Get This Card?
- First-time credit card users
- Entry-level card seekers
- Regular shoppers and bill payers
🚫Not Ideal For
- Premium card seekers
- Frequent travelers
- High-spending individuals
📝Eligibility Criteria
- Age: 18 years or older.
- Residency: Indian residents with a current and permanent residential address.
- Fixed Deposit: Minimum FD of ₹20,000 in cumulative or auto-renewal mode.
- Exclusions: FDs opened by HUFs, partnership firms, societies, trusts, minors, or jointly held accounts are not eligible.
✅Who Should Get This Card?
- First-time credit card users
- Entry-level card seekers
- Regular shoppers and bill payers
📝Eligibility Criteria
- Age: 18 years or older.
- Residency: Indian residents with a current and permanent residential address.
- Fixed Deposit: Minimum FD of ₹20,000 in cumulative or auto-renewal mode.
- Exclusions: FDs opened by HUFs, partnership firms, societies, trusts, minors, or jointly held accounts are not eligible.
Joining and Annual Fees
•Joining Fee: ₹0
•Annual Fee: ₹0