ICICI Bank Coral RuPay Credit Card
The ICICI Coral RuPay Credit Card is a no-frills, lifetime-free RuPay card that enables UPI usage via credit, offers modest rewards, and provides basic lounge access at no extra cost.
✅Who Should Get This Card?
- Individuals seeking a lifetime free (LTF) card with no annual fee (pre-approved via ICICI account)
- Users who want UPI payments using a credit card—a convenient RuPay-enabled option
- Occasional travellers who appreciate domestic airport + railway lounge access (1 complimentary each per quarter)
🚫Not Ideal For
- Frequent travellers needing international lounge access (only domestic included)
- Users who expect strong cashback or high-value reward points—earn rate is only ~0.5%–1% effective
- People prioritizing premium lifestyle perks—no golf privileges, high-end dining, or travel insurance beyond accident cover
Apply NowAmazon Voucher: ₹200
✅Who Should Get This Card?
- Individuals seeking a lifetime free (LTF) card with no annual fee (pre-approved via ICICI account)
- Users who want UPI payments using a credit card—a convenient RuPay-enabled option
- Occasional travellers who appreciate domestic airport + railway lounge access (1 complimentary each per quarter)
Apply NowAmazon Voucher: ₹200
Joining and Annual Fees
•Joining Fee: ₹500 + GST
•Annual Fee: ₹500 + GST