HDFC MoneyBack+ Credit Card
HDFC Bank
A rewarding cashback credit card with strong benefits on everyday spending categories like online shopping, grocery, and food delivery, ideal for online shoppers and budget-conscious users.
✅Who Should Get This Card?
✅Who Should Get This Card?
- Online Shoppers: Perfect for those who frequently shop on Amazon, Flipkart, BigBasket, Reliance Smart SuperStore, or order food via Swiggy
- Budget-Conscious Users: Ideal for those seeking low annual fees with reasonable waiver options
- Credit History Builders: Suitable for beginners with relaxed eligibility criteria
- Dining Enthusiasts: Great for users who can benefit from dining discounts at partner restaurants
🚫Not Ideal For
- Travel Enthusiasts: No complimentary lounge access or travel insurance
- High Spenders: Those seeking premium perks might prefer HDFC Millennia or Regalia cards
- Reward Point Maximizers: Low redemption value (1 CashPoint = ₹0.25) and minimum redemption threshold
- Universal Spenders: No rewards on fuel, wallet loads, voucher purchases, rent payments, or government transactions
📝Eligibility Criteria
- Eligibility criteria for this card are not specified. Please check with the issuing bank for details.
✅Who Should Get This Card?
- Online Shoppers: Perfect for those who frequently shop on Amazon, Flipkart, BigBasket, Reliance Smart SuperStore, or order food via Swiggy
- Budget-Conscious Users: Ideal for those seeking low annual fees with reasonable waiver options
- Credit History Builders: Suitable for beginners with relaxed eligibility criteria
- Dining Enthusiasts: Great for users who can benefit from dining discounts at partner restaurants
📝Eligibility Criteria
- Eligibility criteria for this card are not specified. Please check with the issuing bank for details.
Joining and Annual Fees
•Joining Fee: ₹500 + GST
•Annual Fee: ₹500 + GST